299 PEARL Street 5E
$1,050,000
MLS# RLS20115976 · South Street Seaport
Listed September 17, 2026 · 51 days on the market
2 Beds 1 Baths
About This Property
Spacious two-bedroom, one-bathroom apartment with an oversized private terrace, city views, and exceptionally low maintenance in the Fulton/Seaport neighborhood.The apartment features a large living room with a separate dining alcove and direct access to an approximately 18-foot by 7-foot terrace. Facing southwest over the quiet rear courtyard, the terrace receives excellent natural light and offers city skyline views, including One World Trade Center. There is ample room for outdoor dining, seating, and entertaining.The kitchen offers abundant cabinetry and counter space, stone countertops, stainless steel appliances.The primary bedroom can comfortably accommodate a king-size bed, dressers, and nightstands. The second bedroom is also generously sized and can function as a bedroom, guest room, or home office.Southbridge Towers offers very low monthly maintenance that includes electricity, heat, water, and property taxes. The current additional monthly charges for this apartment are $83 for air conditioning and $19.43 for the appliances.Building amenities include 24-hour security, a part-time lobby attendant, on-site management, emergency generators, laundry facilities, community recreation spaces and events, an outdoor basketball court, two playgrounds, a kid's playroom, two parking garages with discounted resident rates, and storage for an additional fee, subject to availability and a waitlist. Guarantors, co-purchasing, pets, and pieds-à-terre are considered on a case-by-case basis.The Southbridge Towers complex includes a supermarket, gym, preschool, dog groomer, medical offices, and multiple restaurants. Pier 17, the Tin Building, the East River waterfront, the Financial District, and a wide selection of dining, shopping, and entertainment options are nearby.Convenient transportation includes five ferry routes and access to the A, C, E, 4, 5, 6, 1, 2, 3, R, W, J, Z, and PATH trains.
Agent's Note
From Curtis Bain. Details about the apartment are drawn from the listing information provided through RLS by Serhant.
At about 18 feet by 7 feet, the terrace at 299 Pearl Street 5E is a real outdoor room, reached directly from the apartment. It faces southwest over the rear courtyard, and the listing describes the light as excellent. The skyline view includes One World Trade Center, and there's enough space to set up outdoor dining and seating.
Because the listing gives a southwest exposure, it helps to know the sun windows for the directions that feed it. On the June solstice, the west side gets direct sun from about 1:11 PM to 8:07 PM, and on the December solstice the south side gets about 8.5 hours, from 7:41 AM to 4:07 PM. Nearby buildings can block that, so treat these as open-horizon figures. The spring and fall equinoxes give the west side about 5.3 hours of direct sun, from 1:15 PM to 6:32 PM in the fall.
Inside, the living room is large and has a separate dining alcove, which gives meals a place apart from the sofa. The kitchen has abundant cabinetry, stone countertops and stainless steel appliances. The primary bedroom can fit a king-size bed, dressers and nightstands. I like that the second bedroom can work as a bedroom, a guest room or a home office, since those needs tend to change over the years.
Maintenance covers electricity, heat, water and property taxes.
The monthly maintenance covers those costs, which makes the monthly figure easier to read. The building was completed in 1971 and has an elevator and a courtyard. Round-the-clock security, a lobby attendant during the day, on-site management and emergency generators are all in place, and residents can use the laundry facilities.
The Fulton Street station is about 5 minutes on foot and serves the 2, 3, 4, 5, A, C, J and Z trains. Brooklyn Bridge-City Hall is about 8 minutes away. The 55 Fulton Market supermarket is about 3 minutes on foot, and City Hall Park is about 7 minutes away.
Quick answers+
Does the apartment have private outdoor space?
Yes. The apartment has a private terrace of about 18 feet by 7 feet that faces southwest over the rear courtyard.
Does the building have an elevator?
Yes. The building has an elevator, along with a courtyard and 24-hour security.
What does the monthly maintenance include?
The monthly maintenance includes electricity, heat, water and property taxes.
Curtis Bain
Brown Harris Stevens
Property Features
Policies
- Pets allowed
Home features
- City lights view
- City view
Building amenities
Services and facilities
- Elevator
Outdoor space
- Courtyard
Estimate
Monthly Cost & Closing Costs
The rate is a placeholder, not a quote. Enter the one your lender gives you.
$6,476 / month
- Principal and interest$5,309
- Maintenance$1,167
Due at closing
- Down payment (20%)$210,000
- NYS “mansion tax” (1%)$10,500
Co-op share loans aren't subject to mortgage recording tax. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.
About the Building
299 Pearl Street is a residential building in Fulton/Seaport, completed in 1971.
The closest subway is Fulton St (2, 3, 4, 5, A, C, J, Z), about a 5-minute walk. Alfred E. Smith Playground is roughly 7 minutes away on foot.
Compiled from NYC public records and open data.
- Year Built
- 1971
Location & Nearby
Map
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299 PEARL Street 5E
Subway
- 2345ACJZFulton StAbout 5 min walk · Accessible
- 456JZBrooklyn Bridge-City HallAbout 8 min walk · Accessible
- 23Wall StAbout 9 min walk
- RWCity HallAbout 10 min walk
Parks
- Alfred E. Smith PlaygroundAbout 7 min walk
- City Hall ParkAbout 7 min walk
- Tanahey PlaygroundAbout 9 min walk
Public schools · Elementary schools
- The Peck Slip SchoolAbout 1 min walk
- Spruce Street SchoolAbout 5 min walk
- P.S. 126 Jacob August RiisAbout 8 min walk
Middle schools
- New York City Charter School of the Arts · CharterAbout 2 min walk
- Lower Manhattan Community Middle SchoolAbout 15 min walk
High schools
- Urban Assembly Maker AcademyAbout 4 min walk
- The Urban Assembly Early College High School of Emergency MedicineAbout 4 min walk
Colleges & universities
- Pace UniversityAbout 5 min walk
- The King's CollegeAbout 14 min walk
- Metropolitan College of New YorkAbout 16 min walk
- Relay School of EducationAbout 16 min walk
Museums
- South Street Seaport MuseumAbout 5 min walk
- Museum of American FinanceAbout 10 min walk
- National September 11 Museum at WtcAbout 11 min walk
- New York City Police MuseumAbout 12 min walk
Walking times are estimates. Schools shown are the nearest public and charter schools and are not zone assignments; a nearby school is not necessarily the one an address is zoned for. Confirm zoning with the NYC Department of Education. Sources: MTA, NYC Parks and NYC Department of City Planning open data.
The Neighborhood
About Financial District
Fulton/Seaport is covered by our Financial District guide.
Landmark conversions and soaring new towers with sweeping harbor views in Lower Manhattan's revitalized core.
Walkability
9/10
Public transit
10/10
Schools
6/10
Dining
8/10
Groceries & parks
7/10
Schools in Financial District
Pipeline is strong due to high-income families and continued investment in new school development.
Private schools in the area include Leman Manhattan Preparatory School.
Gallery
Property Photos
Listing Courtesy of Serhant
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.