205 W 103RD Street 5F
$995,000
MLS# RLS20123965 · Upper West Side
Listed November 3, 2026 · New today
3 Beds 2 Baths
About This Property
RARE INVESTOR-FRIENDLY PREWAR CO-OP WITH CONDO-LIKE FLEXIBILITY Immediate Subletting Permitted Investors Welcome Parents Buying for Children & Students Allowed
An exceptional opportunity to own a spacious three-bedroom, two-bathroom residence in a remarkably flexible, investor-friendly prewar co-op at 205 West 103rd Street.
Currently configured with additional bedrooms to accommodate a roommate-style living arrangement, this apartment offers tremendous versatility for investors and end users alike. Maintain the existing configuration or reimagine the space as a traditional three-bedroom home.
This unique building permits immediate subletting, welcomes investors, allows parents to purchase for children, and accommodates student ownership and occupancy. Pets are also welcome.
Building amenities include an elevator, laundry facilities, and an on-site superintendent.
Ideally situated on the Upper West Side, the apartment is just moments from the 1 subway line at the end of the block, providing convenient access throughout Manhattan. Central Park and Riverside Park are nearby, along with an array of neighborhood restaurants, cafés, shops, and everyday conveniences.
A rare opportunity to enjoy the character of prewar living with the exceptional ownership flexibility typically associated with a condominium.
Curtis Bain
Brown Harris Stevens
Property Features
Policies
- Pets allowed
Home features
- Washer/dryer allowed
- View
Building amenities
Services and facilities
- Elevator
Estimate
Monthly Cost & Closing Costs
The rate is a placeholder, not a quote. Enter the one your lender gives you.
$6,964 / month
- Principal and interest$5,031
- Maintenance$1,933
Due at closing
- Down payment (20%)$199,000
Co-op share loans aren't subject to mortgage recording tax. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.
Gallery
Property Photos
Listing Courtesy of Corcoran Group
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.