20 PINE Street 910
$979,000
MLS# RLS20125707 · Financial District
Listed November 7, 2026 · New today
0 Beds 1 Baths 1,101 Sq.Ft.
About This Property
In a luxury doorman building exquisitely designed by Armani Casa, this exceptional oversized studio has soaring 13.5-foot ceilings, a home office, and the flexibility to accommodate a three-bedroom configuration. Spanning over 1,100 square feet, this expansive loft-style residence at 20 Pine offers remarkable space, versatility, and investment potential in the heart of the Financial District. This unit is currently configured as a three-bedroom, and the home combines generous proportions with distinctive architectural character and modern conveniences.The thoughtfully designed layout features a spacious bedroom area with room for a king-size bed, a private entrance, two deep closets, and a separate heating and air-conditioning unit. The western-facing living and dining area provides an inviting setting for entertaining or relaxing, while the gourmet kitchen is outfitted with premium Miele, Sub-Zero, and Fisher & Paykel appliances. An in-unit washer and dryer, along with abundant closet space throughout, adds to the home's everyday functionality. The bathroom provides you with your own private spa - deluxe in size and design, with a separate shower stall and deep soaking tub.The Residences at 20 Pine continues to be one of the most sought-after living destinations downtown. 20 Pine offers its residents a Zen like experience, with its library lounge, rooftop terrace, pool and spa with a Turkish Hamman-state-of-the-art steam room, and yoga and meditation room. In addition, the residents have access to a golf simulation room, billiards room, and fully equipped gym. As an added bonus, indoor access to the subway!This prime address in the heart of the Financial District (FIDI) is walking-distance to some of New York's top rated restaurants, shopping, museums, and local attractions. The nearby new Fulton Center has most all subway lines with 4/5/2/3/A/C/E/J/M trains (2/3 train access through the building).
Agent's Note
From Curtis Bain. Details about the apartment are drawn from the listing information provided through RLS by Serhant.
The apartment has one bathroom, and much of the spa experience sits in the building. The amenity list includes an indoor pool, a lap pool, a spa, a steam room and a sauna, so the bath itself can stay focused on a separate shower stall and a deep soaking tub. That's a good trade if you'd rather soak at home than travel to the pool.
The kitchen has Miele, Sub-Zero and Fisher & Paykel appliances, and the home includes a dishwasher. An in-unit washer and dryer are in the apartment too, so laundry doesn't require leaving the unit.
The western-facing living and dining area gets direct afternoon sun. Open-horizon figures put west-facing windows in sun from about 12:34 PM to 4:07 PM in winter and from about 1:11 PM to 8:07 PM in summer, though nearby buildings can block it. The home has high ceilings and a city view, and a separate heating and air-conditioning unit serves the apartment. I'd see the light for yourself in mid-afternoon, when the west exposure is doing the most work.
The sleeping area has a private entrance and two deep closets, and closet space runs throughout the home. The building adds a concierge, an elevator, a roof deck, a courtyard, a bike room, a golf simulator, a game room and a children's playroom, and pets are allowed.
Wall Street on the 4 and 5 is about 2 minutes on foot, and Broad Street on the J and Z is about the same. Whole Foods Market is about 2 minutes away, and The Battery is about 8 minutes on foot.
Quick answers+
Does the apartment have in-unit laundry?
Yes. A washer and dryer are in the unit.
Does the building have an elevator?
Yes. The building's amenities include an elevator.
Are pets allowed?
Yes. The building's policies state that pets are allowed.
Curtis Bain
Brown Harris Stevens
Property Features
Policies
- Pets allowed
Home features
- Washer/dryer in unit
- City view
- Dishwasher
- High ceilings
Building amenities
Services and facilities
- Bike room
- Concierge
- Elevator
- Kitchen facilities
- Storage space
Wellness and recreation
- Children's playroom
- Game room
- Golf simulator
- Indoor pool
- Lap pool
- Sauna
- Spa
- Steam room
Outdoor space
- Courtyard
- Roof deck
Some building amenities are reported on other current listings in this building. Confirm amenities and building policies before relying on them.
Estimate
Monthly Cost & Closing Costs
The rate is a placeholder, not a quote. Enter the one your lender gives you.
$6,474 / month
- Principal and interest$4,950
- Common charges$1,524
Due at closing
- Down payment (20%)$195,800
- Mortgage recording tax (1.925%)$15,077
The mansion tax applies to purchases of $1 million or more. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.
About the Building
20 Pine Street is a 38-story condominium in Financial District, completed in 1928 and home to 408 residential units. The most recent major alteration on record was in 2005.
The closest subway is Wall St (4, 5), about a 2-minute walk. The Battery is roughly 8 minutes away on foot.
Compiled from NYC public records and open data.
- Year Built
- 1928
- Stories
- 38
- Units
- 408
- Building Type
- Condominium
Location & Nearby
Map
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20 PINE Street 910
Subway
- 45Wall StAbout 2 min walk
- JZBroad StAbout 2 min walk
- 23Wall StAbout 3 min walk
- RWRector StAbout 4 min walk
Parks
- The BatteryAbout 8 min walk
- Battery Park CityAbout 8 min walk
- City Hall ParkAbout 8 min walk
Public schools · Elementary schools
- P.S. 150About 4 min walk
- Spruce Street SchoolAbout 9 min walk
- Battery Park City SchoolAbout 10 min walk
Middle schools
- Lower Manhattan Community Middle SchoolAbout 5 min walk
- New York City Charter School of the Arts · CharterAbout 11 min walk
High schools
- A School Without WallsAbout 3 min walk
- Leadership and Public Service High SchoolAbout 3 min walk
Colleges & universities
- The King's CollegeAbout 3 min walk
- Metropolitan College of New YorkAbout 6 min walk
- Relay School of EducationAbout 6 min walk
- Pace UniversityAbout 10 min walk
Museums
- Museum of American FinanceAbout 3 min walk
- National September 11 Museum at WtcAbout 4 min walk
- New York City Police MuseumAbout 8 min walk
- 9/11 Memorial & MuseumAbout 9 min walk
Walking times are estimates. Schools shown are the nearest public and charter schools and are not zone assignments; a nearby school is not necessarily the one an address is zoned for. Confirm zoning with the NYC Department of Education. Sources: MTA, NYC Parks and NYC Department of City Planning open data.
The Neighborhood
About Financial District
Landmark conversions and soaring new towers with sweeping harbor views in Lower Manhattan's revitalized core.
Walkability
9/10
Public transit
10/10
Schools
6/10
Dining
8/10
Groceries & parks
7/10
Schools in Financial District
Pipeline is strong due to high-income families and continued investment in new school development.
Private schools in the area include Leman Manhattan Preparatory School.
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Gallery
Property Photos
Listing Courtesy of Serhant
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.