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20 89th Street 5C

$560,000

MLS# RLS20125955 · Bay Ridge

Listed November 9, 2026 · New today

2 Beds 1 Baths 912 Sq.Ft.

About This Property

Resplendent and rare, this beautifully gut-renovated, sun-drenched two-bedroom residence pairs thoughtful design with sweeping southern exposure and captivating WATER VIEWS. From the comfort of home, watch ships glide through the Narrows against the backdrop of the Verrazzano Bridge, a view that brings the waterfront character of Bay Ridge right to your windows.

Move right in and enjoy a home that has been renovated and redesigned with both style and comfort in mind. A welcoming foyer opens into a spacious living and dining area, creating an effortless flow for entertaining, relaxing, and everyday living.

The windowed gourmet kitchen is beautifully appointed with granite countertops, sleek stainless steel appliances, abundant cabinetry, and generous workspace.

A closet-lined hallway leads to two sizable bedrooms, each offering excellent proportions, natural light, and ample storage. The designer bathroom features sophisticated granite and tile finishes, a window for natural light and ventilation, and a deep soaking tub, the perfect place to unwind at the end of the day.

Gleaming hardwood floors run throughout the home, while windows frame views of the water and Verrazano Bridge, creating an ever-changing backdrop from morning light to passing ships.

Building amenities include a full-service laundry room, live-in superintendent, on-site parking for $200 per month with a waitlist.

Set on a serene Bay Ridge block just moments from Shore Road and its waterfront parks, promenade, and bike paths, the location offers the best of neighborhood living with dining, shopping, and local favorites nearby. The R train and express buses provide convenient access throughout Brooklyn and Manhattan.

Beautifully renovated, wonderfully spacious, and defined by its connection to the waterfront, this is Bay Ridge living at its best.

Cats are welcome. Sorry, no dogs.

Property Features

Home features

  • Hardwood floors
  • Bridge view
  • Ocean view
  • Panoramic view
  • River view
  • Water view
  • Crown molding
  • His and hers closets

Building amenities

Services and facilities

  • Bike room
  • Elevator
  • Laundry in building

Estimate

Monthly Cost & Closing Costs

The rate is a placeholder, not a quote. Enter the one your lender gives you.

$4,137 / month

  • Principal and interest$2,832
  • Maintenance$1,305

Due at closing

  • Down payment (20%)$112,000

Co-op share loans aren't subject to mortgage recording tax. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.

Location & Nearby

Map

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20 89th Street 5C

Parks

  • Shore Park and ParkwayAbout 1 min walk
  • Fort Hamilton Athletic FieldAbout 6 min walk
  • Russell Pedersen PlaygroundAbout 7 min walk

Public schools · Elementary schools

  • P.S. 185 Walter KassenbrockAbout 8 min walk
  • P.S. 264 Bay Ridge Elementary School for The ArtsAbout 14 min walk
  • P.S./I.S. 104 The Fort Hamilton SchoolAbout 17 min walk

High schools

  • Fort Hamilton High SchoolAbout 8 min walk

Walking times are estimates. Schools shown are the nearest public and charter schools and are not zone assignments; a nearby school is not necessarily the one an address is zoned for. Confirm zoning with the NYC Department of Education. Sources: MTA, NYC Parks and NYC Department of City Planning open data.

The Neighborhood

About Brooklyn

Bay Ridge is covered by our Brooklyn guide.

A dynamic borough offering architecturally significant residences, world-class culture, and an unmatched creative energy.

Walkability

9/10

Public transit

8/10

Schools

7/10

Dining

9/10

Groceries & parks

8/10

Explore Brooklyn

Listing Courtesy of Compass

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RLS: Real Estate Board of New York Residential Listing Service

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.