20 West Street 28-A
$830,000
MLS# RLS20123192 · Financial District
Listed October 21, 2026 · 7 days on the market
0 Beds 1 Baths 756 Sq.Ft.
About This Property
INVESTOR OPPORTUNITY — TENANT IN PLACE THROUGH MID-MAY 2027. STATUE OF LIBERTY AND HUDSON RIVER VIEWS IN A FULL-SERVICE FIDI CONDOMINIUM.
Unit 28A at The Downtown Club is currently tenant-occupied through mid-May 2027, making it a turnkey investment with income in place from the day you close. Buyers planning to occupy should note the unit becomes available at the end of the lease.
This 756-square-foot studio plus home office lives like a true one-bedroom. Two oversized picture windows face west over the Hudson River, with the Statue of Liberty in view and strong afternoon light throughout.
The separate, full-sized kitchen — refrigerator, dishwasher, microwave, and stove — opens to a generous living area with room for a proper dining table. The home office comfortably fits a queen bed, closets run throughout the unit, and a dedicated foyer adds usable square footage beyond the main rooms. The bathroom features marble tile, a soaking tub, and updated fixtures.
The Downtown Club, 20 West Street, is a landmarked full-service condominium with a 24-hour doorman and concierge. The gym is among the largest in the Financial District, with state-of-the-art equipment, a spinning studio, massage room, and steam rooms. Residents also have a media room, a landscaped garden terrace, and a rooftop with panoramic views of New York Harbor.
Nearby transportation includes the 1, 4/5, and R/W lines and the Fulton Street hub. The neighborhood also offers Whole Foods, World Trade Center, Brookfield Place, the New York Stock Exchange, and Battery Park.
Showings by appointment with advance notice to the tenant.
Agent's Note
From Curtis Bain. Details about the apartment are drawn from the listing information provided through RLS by Weichert Properties.
Two oversized picture windows face west over the Hudson River, and the listing places the Statue of Liberty in view from the apartment. It also describes strong afternoon light through the rooms, which is worth seeing for yourself at that time of day.
This is a studio with a separate kitchen, and the listing includes a refrigerator, dishwasher, microwave and stove. The living area has room for a proper dining table. The home office fits a queen bed, so a guest can stay without taking over the workspace. A dedicated foyer adds space beyond the main rooms, and closets run throughout the unit.
Marble tile, a soaking tub and updated fixtures are in the bathroom. Central air is also part of the home.
The unit is tenant-occupied through mid-May 2027 and becomes available at the end of that lease, so that date sets your timing if you plan to live there. The building has a 24-hour doorman and concierge, an elevator, a gym the listing places among the largest in the Financial District, a screening room, a roof deck and a garden. Pets are allowed.
Battery Park City and The Battery are each about 2 minutes away on foot, and Battery Place Market is about 2 minutes away as well. The 4 and 5 at Bowling Green are about 4 minutes on foot, and the 1 at Rector Street is about 5 minutes.
Quick answers+
Does the apartment have a separate kitchen?
Yes. The kitchen is separate and full-sized, with a refrigerator, dishwasher, microwave and stove.
Does the building have a doorman?
Yes, a 24-hour doorman and concierge.
Does the building have an elevator?
Yes, elevator access is a building amenity.
Curtis Bain
Brown Harris Stevens
Property Features
Policies
- Pets allowed
Home features
- Central air
- River view
- Entrance foyer
- Kitchen window
Building amenities
Services and facilities
- Bike room
- Concierge
- Elevator
- Laundry in building
- Storage space
Wellness and recreation
- Sauna
- Screening room
Outdoor space
- Garden
- Roof deck
Some building amenities are reported on other current listings in this building. Confirm amenities and building policies before relying on them.
Estimate
Monthly Cost & Closing Costs
The rate is a placeholder, not a quote. Enter the one your lender gives you.
$6,729 / month
- Principal and interest$4,197
- Common charges$1,258
- Property taxes$1,274
Due at closing
- Down payment (20%)$166,000
- Mortgage recording tax (1.925%)$12,782
The mansion tax applies to purchases of $1 million or more. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.
Gallery
Property Photos
Listing Courtesy of Weichert Properties
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.