128 W 138th Street 3E
$255,000
MLS# RLS20093710 · Central Harlem
Listed September 15, 2026 · 42 days on the market
1 Beds 1 Baths
About This Property
-HDFC co-op
-Fully renovated unit
-Washer/Dryer in basement
-Wonderful backyard garden
-Household income restrictions (see below)
This recently fully renovated and sunlit one-bedroom, one-bathroom co-op is located on the 3rd floor of a charming prewar HDFC building. Thoughtfully upgraded with white oak herringbone floors throughout, a chef’s kitchen with granite countertops and backsplash, and an oversized custom-built closet—the largest in NYC—this home is a true standout. The modern kitchen is equipped with stainless steel appliances, while the spa-like tiled bathroom features a newly glazed tub. The spacious bedroom easily accommodates a queen-sized bed. The building allows 90% financing with just a 10% minimum down payment.
Holstein Court is a well-maintained, professionally managed building offering a live-in super, renovated elevator, laundry room, elegant lobby, common lounge, and two outdoor community courtyards. Conveniently located near the 2, 3, A, B, C, and D subway lines, as well as the Harlem YMCA, Harlem Hospital, City College, St. Nicholas Park, shopping, and restaurants.
As an HDFC-designated building, Holstein Court is subject to 120% AMI income restrictions and must be purchased as a primary residence.
Household income restrictions of 120% AMI apply:
1 Person = $142,560
2 People = $162,840
3 People = $183,240
Curtis Bain
Brown Harris Stevens
Property Features
Home features
- Hardwood floors
- Dishwasher
- Stainless steel appliances
- Built-ins
Building amenities
Services and facilities
- Elevator
- Laundry in building
Wellness and recreation
- Resident lounge
Outdoor space
- Courtyard
Some building amenities are reported on other current listings in this building. Confirm amenities and building policies before relying on them.
Estimate
Monthly Cost & Closing Costs
The rate is a placeholder, not a quote. Enter the one your lender gives you.
$1,932 / month
- Principal and interest$1,289
- Maintenance$643
Due at closing
- Down payment (20%)$51,000
Co-op share loans aren't subject to mortgage recording tax. Not included: attorney, title insurance, lender and appraisal fees, board application and move-in fees, flip tax and prepaid items. Estimates only, based on the published New York State rates. Your attorney and lender will confirm the real figures.
Gallery
Property Photos
Listing Courtesy of Compass
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved.
